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This agreement enables them to look at your consumer credit file for their own business reasons. A credit report authorization form is an agreement between you (the consenter) and another company (third party). The credit report authorization form is used to obtain consent from a consumer for a third party to request their credit report from a credit rating agency and allow them to assess it concerning. A credit report authorization form is a document that an individual fills out and signs to give permission to a third party, such as a landlord, employer, or lender, to access their credit.